About us

Our Story

Over 35 years and still passionate about what we do - Employee Benefits

Bavaro Gingerich Employee Benefits and Insurance Services is located in Modesto, California, serving businesses and employers throughout the Central Valley and Bay Area.  As recognized leaders in the employee benefits industry,  Nicholas Bavaro and David Gingerich founded Bavaro Gingerich on the premise that every client has its own unique set of objectives and risks.  They believe all clients deserve no less than excellence in service that is underpinned by those beliefs, and they are passionate about developing creative, comprehensive, cost-effective solutions that fits each client’s individual needs.

Bavaro Gingerich Employee Benefits and Insurance Services have roots that go back over 35 years in the Employee Benefits arena. 

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Nicholas Bavaro

Benefits Advisor
CA License No. OI27722
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David Gingerich

Benefits Advisor
CA License No. OF58373
Our approach is optimal for new proposals, and especially useful in the renewal process, as we guide clients on their wellness journey.
Bavaro Gingerich uses a “consultative partnership approach” to meet you where you are and elevate your wellness journey, and to stay with you as your company evolves. When conducting client benefit analysis, we begin by analyzing our client’s employee benefit programs as a coordinated whole in terms of its ability to meet employee’s needs and manage loss exposure within the company’s overall compensation goals and cost parameters. We then regularly review benefit programs to ensure they remain market competitive, cost effective, legally compliant, and aligned with client objectives.
We value client relationships more than anything else and treat you and your employees as if they are our own.
Bavaro Gingerich strives to work diligently and professionally to maintain our good reputation and well-regarded industry status.  As such, we never take short-cuts, or put our own interests ahead of those of our clients.  We lead by example, inspiring clients to foster healthy work environments and success.  
Our mission is simple – to make healthcare more affordable with effective employee benefits, and make managing those benefits less burdensome for our clients.
Many of our competitors will make similar promises and only deliver excuses. At Bavaro Gingerich we have developed solutions and invested in resources that keep our clients at the forefront of innovation and constantly aware of trends that help meet cost-containment objectives, without sacrificing quality of benefits. In short, we deliver solutions, not promises, that help our clients succeed.